CarePlus Heart

1. The cardholder is entitled to unlimited Primary Care clinic consultations and teleconsultations during the card's validity period. Consultations are limited to Primary Care services offered at participating Care Center Clinics and MegaClinic branches and are subject to physician availability.
2. The cardholder is entitled to (2) Cardiology consultations only.
3. The cardholder is entitled to one (1) Cardiac Screening Package during the card's validity period. The package includes: ECG, CBC, Lipid Profile, Electrolyte (sodium potassium Chloride), HbA1c or FBS, Blood Pressure Assessment, BMI, Waist Circumference, Kidney Function Test (BUN & CREA), Uric Acid, Risk Assessment, 10-year cardiovascular risk assessment, Heart age estimate only. The Cardiac Screening Package is non-transferable, non-convertible to cash, and may not be substituted for other laboratory tests, procedures, or medical services.
4. The Cardholder is entitled to (1) Lifestyle evaluation only.
5. The cardholder is entitled to a twenty (20%) discount on selected laboratory and diagnostic services offered by the clinic.
6. The cardholder is entitled to a ten percent (10%) discount on eligible medicines purchased at participating VidaCure Pharmacies. This discount cannot be used in conjunction with any other promotion, discount, or special offer.
7. The Cardholder is entitled to an Accident Insurance of upto Php 50,000 from ML Insurance. Terms & Conditions apply.
8. The CarePlus Heart Card is valid for one (1) year from the date of activation.
9. The card and its benefits are strictly non-transferable and may only be used by the registered cardholder.
10. Valid identification may be required upon registration and every benefit availment.
11. Payments made for the purchase of the Card are final and non-refundable, except where otherwise required by applicable law. The Card and all benefits thereunder are non-convertible to cash and non-exchangeable for other products, services, or membership plans.
12. The clinic reserves the right to refuse, suspend, or terminate card privileges in cases of fraud, misrepresentation, misuse, or violation of these Terms and Conditions.
13. The clinic reserves the right to amend these Terms and Conditions as necessary, subject to applicable laws and regulations.
14. Nature of the Product. The CarePlus Card is a prepaid healthcare membership program that provides access to specified healthcare services and discounts. It is not a health insurance policy, health maintenance organization (HMO) plan, or insurance product and shall not be construed as providing reimbursement, indemnity, or financial coverage for hospitalization or medical expenses beyond the benefits expressly stated herein.
15. Care+Center shall not be liable for the temporary unavailability of services due to force majeure, government regulation, epidemics, internet interruptions, physician unavailability, or circumstances beyond its reasonable control.
16. By enrolling, the Cardholder authorizes Care+Center and its accredited service providers to collect, process, store, and share personal and health information solely for enrollment, verification, benefit administration, and healthcare delivery, in accordance with the Data Privacy Act of 2012.
17. Lost, stolen, or damaged cards may be replaced upon payment of the applicable replacement fee and subject to identity verification.
18. These Terms shall be governed by Philippine law.